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Police FCU

In this Issue

arrow All-in to Win!
arrow Police FCU Checking
arrow Still Debating that Summer Vacation?
arrow Beat the Heat with Cool Spring Auto Rates!
arrow Have You Tried Police FCU Online Bill Pay Yet?
arrow Be Prepared for the Summer Home Shopping Season
arrow Home Equity Options
arrow REMINDER! Savings Account Transfer Limits
arrow Strength in Numbers


Headquarters & Branch Office
9100 Presidential Parkway
Upper Marlboro, MD 20772
Branch Hrs: 9am-4pm, M-F
Drive-Thru: 8am-6pm, M-F
Sat. 8:30am 12:30pm

Downtown DC Branch Office
300 Indiana Ave NW, #4067
Washington, DC 20001
Branch Hrs: 8am-3pm, M-F

Main Phone: 301-817-1200
Audio Response - Banking By Phone: 301-817-1201
Fax: 301-817-1230

Check Out Our
Current Rates

Holiday Closings


Get All-In! As All in to Win ends June 30, make sure you rack up all the entries you can to increase your changes to win the grand prize! Increase your chances to win!
Be sure you are using your Police FCU Visa Check Card – every 10 point of sale transactions you make using it gets you an entry. PLUS, there are still 3 more $75 drawings before the big $2,500 draw!

For more information, and our monthly contest winners, visit us online at www.policefcu.com or contact us at 301.817.1200.



Police FCU Checking provides you easy access to funds, with no monthly fees, no minimum balance, no card usage fess, and no per check fees.


• Free Online Banking
• Free Text Banking
• Free Mobile Banking
• Free Online Bill Pay
• Free e-Statements
• Overdraft protection options and line of credit available
• Network of nationwide surcharge-free ATMs (32,000+)
• Unlimited check writing on available funds
• The signature Police FCU Visa® Check Card (no monthly usage fees)

Contact us to get yours today!



Still Debating that Summer Vacation?

Whether it’s a magical visit to Disney World® with the family or just a quiet retreat with a loved one to a Caribbean Resort, Police FCU can help ease the stress and make your summer vacation a reality. Affording that great vacation may be easier than you think. Talk to a member service representative and take advantage of our low rates.


^APR = Annual Percentage Rate. Rates are subject to change without notice and are based on creditworthiness. Loan example: On a $5,000 vacation loan, at 6.74% APR for 24 months, your monthly payments = $223.27. Certain restrictions apply. Maximum borrowing amount $5,000. Maximum term 24 months. Other rates and terms available. Please ask for details.


Beat the Heat with Cool Spring Auto Rates!

Spring is quickly heating up into summer, and with it goes your opportunity to take advantage of the Spring Auto Loan Special. Don’t miss out on these lower loan rates for spring, with flexible terms, and up to 100% financing options. Applications are available online and approval notifications typically occur within 24 hours. Apply online today!

This is the last month to use your special scratch-off discount coupons worth 2%, 1% or free gas! Compare today and learn how Police FCU can save you some big money on your new or used auto loan or refinance.

PLUS! Don’t forget about the special offers from select dealers! To find a dealership offering Police FCU member pricing and incentives, visit www.policefcu.com and click on the participating dealerships link.

And if you’re looking for a little extra summer fun with a new or used recreational vehicle, Police FCU has loans for Boats and RVs!

*APR = Annual Percentage Rate. Rates are subject to change without prior notice. Rates and terms are based on applicant(s) credit history. Your actual rate may vary. Advertised rate reflects 20% down on a 63 month term and includes a 0.25% discount for Direct Deposit of $1,000, or more monthly, and automatic payments. Example: On a $15,000 auto loan, at 3.24% APR for 63 months, your monthly payments = $259.20. Certain restrictions apply. Other rates and terms available. Contact Police FCU for details. Current Police FCU loans not eligible for refinance. **APR shown reflects a 0.25% discount for Direct Deposit of $1,000 or more monthly. Loan amount must be $15,000+ for > 60 months term; $30,000+ for > 84 months term and $40,000+ for >120 term. Previous year models are considered new if untitled until April 1. 20% down payment normally required plus taxes and tags. Example: $50,000 loan, at 7.00% APR for 84 months, monthly payment = $758.00.



Have You Tried Police FCU Online Bill Pay Yet? (back to top)

Stay organized and on top of all of your bills – manage them in one place. So quick and easy to use, you may never write a paper check again! We invite you to try the demo today at www.policefcu.com.




Be Prepared for the Summer Home Shopping Season (back to top)

With over 25 years providing mortgage financing and services to our members, you can trust Police FCU and the Credit Union Mortgage Association (CUMA) to provide you efficient, excellent service, and competitive rates. We are ready to assist this summer as you head out to find that perfect home. We offer a wide selection of loan products and some of the lowest lender fees in the area.

Start with our Online Mortgage Center to get started, get your questions answered, get pre-qualified, and ready to shop for your perfect home. Police FCU provides funds with no stress, no hidden fees, and some of the lowest rates you will find anywhere!

Visit us online at www.policefcu.com, or call: 301.817.1200 (toll-free 877.278.7328).



Home Equity Options (back to top)

Police FCU is now offering significant savings with home equity loan and line of credit rates that are near record lows. It may be the perfect time to take advantage of the equity in your home. If you have medical bills, college tuition, or wedding expenses a Home Equity Loan offers a solution with a fixed final cost and pre-determined payoff date.

For ongoing projects where the final cost is yet to be determined you may need the flexibility of a Home Equity Line of Credit which offers a continuous credit line. It’s perfect if you are planning major home renovations; want to consolidate debt from a number of creditors, or just handle unexpected expenses.

Our approval process is quick and easy. Visit www.policefcu.org or call us at 301.817.1200 (toll free 877.278.7328) to get started.



REMINDER! Savings Account Transfer Limits (back to top)

Federal Regulation (Reg. D) limits withdrawals and transfers from nontransactional (savings and money market savings) accounts to up to six (6) per calendar month. Exceeding 6 withdrawals/transfers from a nontransactional account will incur an Excess Account Transaction Fee, and is assessed for each transaction over this limit. Your share draft (checking) account is not limited by this regulation and allows unlimited withdrawals without penalty. Let us help you prevent incurring this fee, call us today.


Strength in Numbers (back to top)

As Police FCU grows and becomes even stronger, we increase our ability to provide our members an even greater array of cutting edge services and even better rates!

Invite your immediate family and eligible law enforcement co-workers to join the Police FCU family – let’s grow and make this the strongest Police FCU family yet!


Police Federal Credit Union

9100 Presidential Parkway
Upper Marlboro, MD 20772
Phone: 301.817.1200

Police Federal Credit Union. Serving Your Needs. Protecting Your Future.
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